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Ayushman Bharat :: Free Health Scheme :: How To Apply 2018

Ayushman Bharat is India’s National Health protection scheme for poor people. This independence day our PM announced Ayushman Bharat for 10 crore families all over India which apparently cover over 50 crore beneficiaries.

  • Increased benefit cover to nearly 40% of the population, (the poorest & the vulnerable)
  • Covering almost all secondary and many tertiary hospitalizations. (except a negative list)
  • Coverage of 5 lakh for each family, (no restriction of family size)


A cover of Rs. 5 Lakhs per family per year for secondary and tertiary care
There is no restriction on family size, age or gender
All members of eligible families as present in SECC database are automatically covered
No money needs to be paid by the family for treatment in case of hospitalization
All pre-existing conditions are covered from day one of the policy. The benefit cover will include pre & post hospitalization
You can go to public or empanelled private hospitals across the country and get free treatment
You need to carry any prescribed ID to receive treatment at the hospital

Eligibility criteria for Ayushman Bharat scheme: Eligibility Guideline

In rural areas:

1. Families living in only one room with “kuchcha walls and kuchcha roof”

2.Families with no adult members aged between 16 and 59

3.Female-headed family with no adult male member in the 16-59 age group

4. Families having at least one disabled member and no able-bodied adult member

5.SC/ST households

6.Landless households deriving a major part of their income from manual casual labour

7.Destitutes and those surviving on alms

8.Manual scavenger families

9.Primitive tribal groups

10.Legally-released bonded labourer

In urban areas:

The government has made a list of these 11 occupational categories of workers who are automatically included in the list:

1.Rag picker


3.Domestic worker

4.Street vendor/cobbler/ hawker/ other service provider working on streets

5.Construction worker/ plumber/ mason/ labour/ painter/ welder/ security guard/ coolie and other head-load workers

6.Sweeper/ sanitation worker / gardener

7.Home-based worker/ artisan/ handicrafts worker / tailor

8.Transport worker/ driver/ conductor/ helper to drivers and conductors/ cart puller/ rickshaw puller

9.Shop worker/ assistant/ peon in small establishment/ helper/ delivery assistant / attendant/ waiter

10.Electrician/ mechanic/ assembler/ repair worker

11.Washer-man/ chowkidar


Here is the link for the actual website 

Home Page Of Ayushman Bharat 

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